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Archive: Credit card
Many credit card holders may not be aware of guidelines issued by Reserve Bank of India. It is worthwhile to know about this guidelines for a credit card user. It may be very useful while confronting a bank for charging unknown charges, complaining about payment reflected late thereby earning penalty etc. Here is the complete [...]
I have been thinking about safe use of credit cards. Most probably, credit cards are very useful in buying tickets online. Travel needs are something which people may not be able to predict correctly. So, it is actually prudent to have one or two credit cards for emergency use for buying tickets.
Here are my few [...]
While it seems that every Credit Card issuing banks advertise about their interest rates as 2.25%* (Terms and conditions apply), not many people or credit card users seem to be aware of the actual interest rates. The actual interest rate for a credit card is anywhere between 30% to 55% yearly!
The interest rate of 2.25% [...]
Credit card has many advantages, mainly to shop online and book air tickets online. Here are few tips I found here and there about using Credit Card :-
1. Never draw cash from your credit card. As soon as you draw cash from your credit card, interest starts!
2. Never overshoot your credit limit. As soon as [...]
